My parents have owned a Club Intrawest timeshare for several years and they have used it to the max. It is a point-based ownership with nine locations to choose from and they can exchange/trade their vacation with RCI and visit any RCI affiliated property. My parents are retired and can plan ahead, so for them RCI trades have worked out. I have used this timeshare ownership a couple times in Whistler for ski trips and it's always very nice.

So, I recommend the point-based, multi-destination timeshare. It seems to make the most sense for someone like you.